Financial Protection

Circumstances in life inevitably change – you might get married, have a family and move house – all exciting things that could make you put off thinking about the more ‘boring’ aspects such as insurance policies or mortgages.

But with every new event in your life it’s worth checking that your existing cover continues to meet your changing priorities. That way you know the important stuff is taken care of and you can sleep more easily at night.

For you never know what could be just around the corner.

If you were unable to work due to accident, illness, or unemployment, how would you generate income? Income protection can be tailored to your individual circumstances, ensuring the policy complements any cover that may be provided by your employer and taking your budget into account.
In the event of serious illness, how would you pay the mortgage and maintain your family’s lifestyle? Critical illness cover will pay out a lump sum which could be used to repay your mortgage, replace income, or cover other expenses such as long term care.

If the worst were to happen, how would your family cope with the financial implications? Life assurance can ensure that the mortgage is fully repaid on death. You can also take out family protection to cover loss of earnings to give you extra peace of mind.

And it is not just yourself you need to insure. You usually need to take out buildings insurance to protect your home as a condition of your mortgage but it is also important to arrange adequate contents insurance so that your belongings are covered against fire, theft and flood.

To make sure you have appropriate cover in place for both yourself and your possessions, contact us here.

Read a recent case study from someone we have helped…