Financial Protection case study

We saw Mr and Mrs Smythe about fifteen years ago for some advice around protection. First of all, we recommended life cover and a critical illness policy for mortgage and personal cover. Sadly, Mr Smythe developed cancer and passed away a year later.

The policies paid out which enabled Mrs Smythe to clear her mortgage and all her debts. We advised her how to invest the rest of the money for income and growth. In fact, the income she gained meant she could retire. She has also since used the capital growth to fund new fencing, pay the vet bills for her horses and go on several holidays. During all that time, she has also received a regular monthly income with no direct taxation.